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Imagine what it would be like to not just talk about making a difference but to actually make a positive change in the world!

This is why I like the mission of Bitcoin Lake in Guatemala, which is modeled after the famous Bitcoin Beach in El Salvador.

Bitcoin Lake’s mission is to use the power of sound money to

1) encourage financial education 2) alleviate poverty 3) promote green energy 4) provide hope to people in need.

🎉The good news is you can donate to Bitcoin Lake without even spending money. For every 10 people who watch this video about Bitcoin Lake and click LIKE and SUBSCRIBE, $1 in BTC will be donated to Bitcoin Lake.

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How will Bitcoin Lake encourage financial education?

Bitcoin Lake is located at Lake Atitlan in Panajachel, Guatemala. The people surrounding the lake are largely “unbanked” meaning that many live paycheck to paycheck rather than saving for future expenses.

Bitcoin Lake has partnered with a local school in Centro Educativo Josué.

By teaching students how Bitcoin works, students will learn:

1) Why saving money for the future is important to success. 2) Why government-printed money, fiat, is losing value over time. 3) Why sound money such as Bitcoin, is increasing in value over time. 4) How to develop computer skills through learning to mine Bitcoin and transact with it.

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How does Bitcoin alleviate poverty?

1) Students will be paid in Bitcoin to clean Lake Atitlan.

While it is a beautiful lake, it has a problem with trash and pollution. Students will be paid in Bitcoin for each hour they spend cleaning up the lake and surrounding areas.

2) Students will mine Bitcoin.

By students being taught how to mine Bitcoin with green energy, they will be able to accumulate wealth through mining Bitcoin for years to come.

3) Bitcoin Lake will attract BTC Tourism

Much like Bitcoin Beach, it is believed that Bitcoin Lake will also attract Bitcoin Tourism to the lake. As Bitcoin becomes more popular, many people will want to visit and pay for things in Bitcoin, which will boost the local economy.

4) Bitcoin will store and protect Guatemalans' wealth.

Bitcoin is a hedge against inflation and has an average return of 230% a year!

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Author’s Note: I lived in Guatemala for 3 months during my college years, back in 2005. It was a life-changing experience as I got to swim in Lake Atitlan, now known as Bitcoin Lake.

When I made it back home to the US, I wanted to donate some money to a missionary who was working in Guatemala. I planned to give $200 to this missionary. I used Western Union, which charged around $30. It took about a week to transfer the money. There was also a conversion fee of dollars to quetzales (the Guatemalan currency) which was around $10. I remember, by the time my missionary friend received the money, he had about $160 a week later.

Bitcoin immediately solves this problem.

Many Guatemalans who live and work in the United States will find it more efficient and cost-effective to send financial support via Bitcoin to their families in Guatemala instead of fiat (dollars or quetzales). This will also help boost the economy!

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How Does Bitcoin Promote Green Energy?

Many people who try to attack Bitcoin, will often cite that Bitcoin uses too much electricity.

Fact: Bitcoin uses energy to protect the network, resulting in green energy innovation.

The cheaper a person is able to mine Bitcoin, the more of a profit they will make.

For this reason, Bitcoin miners are always looking for opportunities to mine Bitcoin with solar, wind, hydro, and other green energy options since this energy is free.

Jack Dorsey, from Square and Twitter, and Cathy Wood, from Ark Investment, have released a white paper about how Bitcoin is Key to an Abundant, Clean Energy Future.

Bitcoin Lake will work with Guatemalans to create solar power rigs and even harness energy from cleaning the lake to mine Bitcoin. How amazing is that?

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How Does Bitcoin Provide Hope?

Imagine playing a baseball game, yet the other team always starts off with 10 extra points, and the referee is biased against your team.

“Strike. You’re out!” “Hey! That’s not fair- that was clearly a ball!”

You probably wouldn’t want to play baseball as the odds are against you and the game isn’t fair.

This is how many youths currently feel in Guatemala. Many young people lack hope. Often their best chance of success is either joining a gang or escaping to a country like America where the rules are a little more fair (although still not perfect).

Bitcoin levels the playing field. It doesn't discriminate. It doesn’t care what you look like, or what your political views are. Bitcoin is mathematical purity.

For the first time in history, with Bitcoin, regular people like you and me can own wealth that cannot be debased by any government nor stolen by any entity. If you properly store your Bitcoin, your Bitcoin will be safe forever.

This creates HOPE for people in Guatemala who are trying to get ahead in life.

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Final Thoughts:

I am beyond excited about the positive revolution that Bitcoin will bring about in our lifetime.

The only thing that is more fun than making money with Bitcoin is donating it to noble causes.

There are two ways you can support Bitcoin Lake.

1) Donate directly to their Bitcoin Wallet. (See Address Below)

2) Watch and share this video (the more people that watch this video about Bitcoin Lake, the more donations will be made to Bitcoin Lake).

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About the Author

Derek McCloud, M.Ed has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel.

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The Strike App is changing the game for Bitcoin as it makes using BTC as easy as texting your BFF!

If you can text, you can buy Bitcoin with Strike.

With the magic of the Strike App: 1) There are NO FEES to buy and sell Bitcoin. 2) There are NO FEES to send Bitcoin. 3) The app is clean, simple, and straightforward.

This is seriously a “no brainer” so try it out for yourself:

👉Join Strike and earn $11 when you sign up and verify your account using this referral code PU0IJM: https://invite.strike.me/PU0IJM

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Let’s dive a little deeper and explore why the Strike App matters and will save you a TON of money!

1) Strike is the most clean and simple crypto app. Period.

-The app is fast and easy. It’s like Venmo or CashApp… but for only Bitcoin. -You can set up your app and buy Bitcoin in under 3 minutes. -Yes, there are great apps like Voyager where you can buy 50+ crypto currencies… but the disadvantage is this can create paralysis by analysis for new investors. There are too many options! “How do you pick which crypto to buy?” With BTC as your only option, it makes investing simple.

2) Strike is the easiest app to set up.

-Due to government regulation, all crypto apps have a K.Y.C. process. This stands for Know Your Customer. All crypto apps will need you to submit a driver's licence and information to prove your identity. If you do not get verified automatically, they will manually verify you.

Good news! Even with a manual verification, Strike will get you registered faster than the other big apps out there. Once you are verified, you can either buy bitcoin with a Debit Card or link your bank account with Plaid (which is super safe and easy.)

3) Strike is a great app that is going to increase Bitcoin adoption.

As Bitcoin becomes more popular, many people want to buy Bitcoin but don’t even know where to begin. This app is the best crypto app for new people!!

Nowadays, If someone says they want to buy Bitcoin, I will help them set up their Strike app right on the spot because it is so quick and easy. It’s also awesome because anyone who uses my referral gets $5 free! #winning

4) Strike is great for MicroPayments.

Whenever I purchase goods or services from people, I always ask them, “Can I pay you in Bitcoin?” I do this because I want people to learn how Bitcoin is life-changing and now very easy to use. -I now pay for my lawn care, babysitting, and all sorts of other things with Bitcoin. Since there are no fees to use Strike, it is easy for people like me to use Bitcoin as a source of money. -Also, when people say you can’t buy things with BTC you can just tell them, “I buy things with BTC every day!” -I have the BTC that I use to buy stuff on Strike and the BTC I use to invest, I move to Voyager.

5) Their customer service is the best I have used by far.

I have emailed them and received responses in under 10 minutes. Woo hoo! Most Crypto apps are currently struggling with customer service being timely. This is probably because of the rapid growth most crypto apps are experiencing. Strike is superior in customer service!

6) The Spread Fee is the cheapest with Strike.

All crypto apps and exchanges have a spread fee. A spread is the difference between the market price of Bitcoin and the price you actually get your bitcoin for. Strike has hands down the cheapest spread fees for Bitcoin that I have seen yet.

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Cons for Strike:

1) You can only buy Bitcoin with the app. (But this is also a pro for it since the app is so clean and simple.) 2) You do not earn interest on your Bitcoin. If you want to earn interest read this blog. 3) You can only buy $1,000 a week of Bitcoin. (Some apps have higher limits, but they also come with more fees.)

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Conclusion:

Strike is a phenomenal app that all crypto investors should utilize in addition to their other crypto apps like Voyager. Strike makes buying and sending crypto as easy and simple as possible without any fees.

Sign up for Strike Now:

👉Join Strike and earn $11 when you sign up and verify your account using this referral code: PU0IJM: https://invite.strike.me/PU0IJM

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About the Author

Derek McCloud, M.Ed has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel.

*Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

*Using referral links in this blog will offer you incentives as it also helps this blog stay alive.

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Imagine how much crypto you would have if you took advantage of all the current promos and crypto games...

Good news! I have done all that research for you, and am recommending only crypto apps and promos I have used and vetted myself.

Every Satoshi- I mean every cent. It all adds up.

For example, if you bought $3 of Bitcoin every day instead of coffee for 6 years, you would have over $230,000 in Bitcoin. Huzahhh!

If you have the time to try out these apps, you will be handsomely rewarded. #Winning

I have categorized and ranked these apps according to how well they work. Notice that all apps have unique superpowers, so take advantage of as many promos and apps as you can.

Congrats on being an early adopter, btw. Companies are fighting each other with promos to get your business. Enjoy! <3

Play Crypto “Games”

I love playing games on my phone. It relaxes me. But nowadays, instead of playing the newest iPhone game, and wasting my time...I just “play” these fun crypto games every morning and watch my portfolio grow. You could earn $150+ in a month if you played all of these games like I do. ;)

#1 Choice /// Minds This is just like Facebook but without the censoring or “fact checking.” The neat thing is you get paid some crypto each time you post something that gets liked or retweeted. If you post quality stuff, it is really easy to make decent money with this app. I have a friend who has made $1,000 in crypto so far. <3 https://www.minds.com/register?referrer=cloudfi

#2 Choice /// Coinbase Earn There are several crypto videos you can watch on Coinbase. The quizzes are multiple-choice. I don’t actually watch the videos. I just take the test and earn FREE crypto. The questions are multiple-choice with no penalty if you get the answer wrong. *Use this link for a FREE $10 in Bitcoin. *If you complete all of the videos, you will earn around $70 in crypto. (I like to immediately take the crypto and then convert it into BTC. I then send that crypto to an interest-bearing account. https://www.coinbase.com/join/mcclou_p?src=ios-link

#3 Choice /// Lolli Every morning when I wake up, I click on a treasure chest in the Lolli app and earn FREE Bitcoin. *It makes me feel like I am Crypto-Captain Jack Sparrow. Yarghh... *Lolli also earns you FREE Bitcoin when you shop online too. *Download the app and use this code to get $5 FREE with your first purchase: DJTM2W https://lolli.com/share/DJTM2W

#4 Choice /// Fold App After clicking on the Lolli treasure app, I spin the wheel on the Fold App and get more FREE crypto. You also get more crypto if you sign up for their debit card, too. *Use this link for 5,000 FREE SATS. *I had a friend win 1 million satoshis just doing the spin everyday = $575 *I haven't won the million satoshis—yet! https://use.foldapp.com/r/LTPWALYX

#5 Choice /// CryptoDotCom CDC now has fun missions you can do. Each time you do a trade or even open the app you get diamonds which you can use to open a treasure chest and get FREE tokens. *You can win up to 1,000 CRO tokens ($700) in a treasure chest. *Use referral code: tqg3f3uvj8 /// for a FREE $25 in CRO tokens. https://platinum.crypto.com/r/tqg3f3uvj8

#6 Choice /// Brave Browser Ok, this isn’t really a game, but this browser is faster than Google Chrome, it protects your privacy more, and it pays you back in BAT tokens. If you sign up for ads you will earn even more BAT. If you choose to block all ads, you can still earn some BAT. Brave is the only browser I use now. *I make around $10 a month in BAT tokens. But I don't watch any ads. You could make a LOT more if you wanted to. https://brave.com/

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Use All the Good Interest-Earning Crypto Exchanges and Promos

*This is my bread and butter for FREE crypto. Check out my article for a more detailed explanation about crypto earning exchanges.

Traditional brick and mortar banks invest your money and make a fortune off of you. Crypto Banks such as Voyager, Celsius, BlockFi, or Crypto(dot)com, share more of the wealth with YOUR money because...

a) We are still early to crypto and these exchanges want your business.

b) These exchanges have a lower overhead cost than traditional brick and mortar banks (since these crypto banks are all digital).

c) It’s easy for crypto banks to give you more interest. We have just gotten used to NOT making interest on our savings. Those times have changed.

*I like to have my crypto in all 4 accounts: Voyager, Celsius, CDC, and BlockFi. *This helps me mitigate risks. It also allows me to move my crypto around when needed to take advantage of special interest rates and promos. *I now make enough in crypto interest to pay my mortgage. I didn't get there overnight. I just kept dollar cost averaging bitcoin every week and earning interest. *I have a sweet active Celsius promo at the end of this blog too. <3

#1 Choice /// Voyager Super Easy App to Use. Download the app and buy $100 of BTC to get $25 free Bitcoin. Use code 1AE3C8 or this link to claim your BTC. Make 5.75-7.25% interest on your BTC. https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8

#2 Choice /// Celsius Automatically make 6.20% interest on your BTC. Join Celsius Network using this referral code 1866831288 when signing up and earn $50 in BTC with your first transfer of $400 or more! *This app https://celsiusnetwork.app.link/1866831288

#3 Choice /// FTX -Trade Bitcoin and other cryptos with zero fees on FTX. Use the referral code and get a free coin when you trade $10 worth. -Referral code 17352180 -Make 8% interest on your BTC up to $10,000 worth. It’s 5% interest after that. https://link.blockfolio.com/9dzp/9412a5fd

#4 Choice /// Crypto(dot)com Make up to 6.5% interest on your BTC (when you have the Jade Green Card) or 4% interest with the Ruby Steel Card. Get $25 when you apply for the Ruby or Jade Card. https://crypto.com/app/tqg3f3uvj8

#5 Choice /// Blockfi Make 4% interest on your BTC. Use this referral code and earn $10 worth of BTC after depositing $100 or more. https://blockfi.com/?ref=83f569de

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Use Stable Coins for 9-10.5% Interest on Your Savings

Did you know that you could be making 9-10.5% apy interest on your savings? Once again, you aren’t going to get that with traditional brick and mortar banks, but you will with Crypto banks.

A stablecoin is a cryptocurrency that is usually pegged to what is considered a more stable asset. One of the most popular stablecoins (and the stablecoin I use the most) is USDC. The USDC coin operates on the ethereum network. It is pegged to the US dollar.

1 US dollar will always = 1 USDC.

No matter what the crypto market does, up or down, 1 USDC coin will be worth $1.

I put 95% of my emergency savings in stable coins. I can usually convert these coins back into dollars and back into my bank account in under 24 hours.

Voyager, Celsius, BlockFi, and Crypto(dot)com all pay around 9% or higher for your stable coins. See my article about stable coins to learn more.

*Did you know that inflation is currently 6.2%? You are losing money if you just keep your money in a traditional savings account. *Using USDC as your savings is very easy to do with Voyager.

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Use Crypto Backed Debit and Credit Cards

Pay attention- this is crypto’s best kept secret. I make a small fortune just buying gas, groceries, and regular things with my crypto cards. When you get skymiles or cash back with your cards, those assets are losing value. When you get crypto back with your cards, the crypto is usually gaining value over time.

Sure, some credit card out there probably earns you a higher percentage in dollars, but is it worth it? If you get your rewards back in dollars you are more likely to spend those dollars, right?

When I get my rewards back in crypto, I like to keep it. This is how I have accumulated a ton of crypto over the years.

Slow and steady wins the race.

*I make around $100 a month in crypto just using these cards for all of my purchases.

#1 Choice /// BlockFi Credit Card See my BlockFi Card Review here. Earn unlimited 1.5% back in crypto on every purchase. *Use this link to get $10 free BTC when you buy $100 with the app. https://blockfi.com/?ref=83f569de

#2 Choice /// Voyager Debit Card Make 1-3% back in USDC on every purchase. Earn 9-10.25% interest on the USDC in your voyager account. *This card is not out yet, but get on the waiting list. *Use this link to get $25 free BTC when you buy $100 with the app. https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8

#3 Choice /// Crypto(dot)com See my CDC review here. Make up to 6.5% interest on your BTC (when you have the Jade Green Card) or 4% interest with the Ruby Steel Card. Get $25 when you apply for the Ruby or Jade Card. https://crypto.com/app/tqg3f3uvj8

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Other Crypto Hacks, Tips, and Tricks

“Two Player Mode” Once you have taken advantage of all of the free crypto out there, if you share finances with a spouse or significant other, you can enter “Two Player Mode.” I use my wife’s phone to sign up again for every promo and crypto app bonus I can think of. It feels like it’s raining crypto here at my house.

For example, use this referral for a $25 sign up bonus with Voyager. Then use your referral with your s.o. for a $25 bonus (and you get a $25 bonus for sharing the link). This is a total of $75 of sign up bonuses for just one app. How neat is that?

“Dry Powder Hack” Dry Powder is when you have money set aside to make a move for a great crypto dip or promotion. I keep my dry powder in USDC so I make 10% interest on it. Any time there is a promo or contest, I use my dry powder to participate.

Congrats on reading this blog. Here are some active promo codes for Celsius. Just type in the code under promotions in the app and transfer the crypto. You can stack these codes on top of each other. <3 name

Final Thoughts

Thanks for reading my article. You are extremely smart and good looking for doing so. If you found this blog useful, please share it with a friend. Be sure to check out my youtube channel.

Happy Crypto!

About the Author

Derek McCloud, M.Ed has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel.

*Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

*Using referral links in this blog will offer you incentives as it also helps this blog stay alive.

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-Stock apps are good for buying stocks. -Crypto apps are good for buying crypto. -Therefore, Robinhood (a stock app) is great for stocks but horrible for crypto. -Read on to learn why... <3

If you are still using Robinhood to buy crypto, you are losing a ton of money in opportunity costs.

Robinhood does not give you ANY interest on your crypto. None. Zero. Zilch. Your crypto just sits there in the app doing nothing and collecting dust.

If you used apps such as Voyager or Celsius, you could make 5.75%-7.25% apy interest on your Bitcoin and other cryptos.

Einstein is often credited with saying, “Compound interest is the eighth wonder of the world. He who understands it, earns it, he who doesn't pays it.”

This means that if you are not making interest on your crypto investments, you are missing out on the 8th wonder of the world! Even just 5.75% apy will make a HUGE difference on your Bitcoin. Check this out...

Part 1: A Tale of Two Investors

Let’s do some simple math. On November 4th, 2017, the price of Bitcoin was $7,400.

Steve bought 1 Bitcoin for $7,400 on Robinhood. His Bitcoin is now worth $61,000 (4 years later). That’s a 724% increase. Way to go Steve.

But wait!!!

Bob bought 1 Bitcoin for $7,400 on Voyager. With 5.75% interest, after year 1, Bob now has 1.0575 BTC. This interest is compounded, so after 3 more years, Bob now has a total of 1.25 Bitcoin or $76,250 worth of Bitcoin!

By just using Voyager instead of Robinhood, Bob made $15,250 more than Steve. A 930% increase from his initial investment.

You are a legend, Bob! Your investment went up 206% more because you didn’t use Robinhood.

Bob is now happy. 😊 Steve is now sad. Poor steve. 😢

Part 2: (Robinhood vs. Voyager) /// A conversation between two best friends

Steve: “But there are no fees when you buy crypto with Robinhood.”

Bob: “You can buy crypto on Voyager without any fees. Plus, Voyager has way more coins you can buy than Robinhood.” (Note: There is currently a spread fee for both Robinhood and Voyager. It’s the price difference of the market value of a coin vs. the price you pay for the actual coin. This is normal for almost all apps.)

Steve: “But Robinhood is so easy to use.”

Bob: “Voyager is just as easy to use. Deposit money. Buy Crypto. And Make interest.”

Steve: “Okay, I’m in! How do I transfer my Bitcoin and Ethereum from Robinhood to Voyager?”

Bob: “Unfortunately, You can’t. Robinhood doesn’t even have that feature. That’s another reason why Robinhood is the worst. You will have to sell your crypto on Robinhood and rebuy it using an actual crypto app like Voyager or Celsius.”

Steve: “Robinhood is worse than an evil snail.”

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Final Thoughts

As of the writing of this article, there is no reason anyone should ever use Robinhood to buy crypto. You should use apps like Voyager or Celsius, which are just as easy to use, but give you interest on your crypto (this is called a hot wallet).

Or you should use Stripe, a super simple app with even smaller spread fees, and move your crypto wherever you like, as cheaply as possible.

But for the love of all things, don’t use Robinhood anymore. There is no point to that. Cheers.

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Here are the two apps I both use and recommend for earning interest:

#1 Choice // Voyager *Earn 9% APY on your USDC with Voyager *Voyager Promo Code: Download the app and buy $100 of BTC to get $25 free Bitcoin. *Use code 1AE3C8 or this link to claim your BTC: (https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8)

#2 Choice // Celsius *Automatically make 8.88% interest on your USDC. *Join Celsius Network using this referral code 1866831288 when signing up and earn $50 in BTC with your first transfer of $400 or more! https://celsiusnetwork.app.link/1866831288

*** Bonus App// Strike *This app has the smallest spread fees. (IMO) *It doesn't give you interest on your coins but you can send your crypto to apps that do with it. Join Strike and earn $5 when you sign up and verify your account using this referral code PU0IJM: (https://invite.strike.me/PU0IJM)

About the Author

Derek McCloud, M.Ed has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel /Derek McCloud.

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*Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

*Using referral links in this blog will offer you incentives as it also helps this blog stay alive.

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Think about the last time you went to a “normal” bank. I know, who needs banks that often eh, but TRY to remember way back in the past. You go to the bank, see several employees with fancy clothes, a secure building, maybe a police guard and other things that must surely cost a TON of money. How do they afford millions in overhead costs per bank? They do that because they are making a killing off of you storing your money there. If you give the bank $1,000, they are investing $900 of it and keeping the $100 just in case you need it. This is called fractional reserve and it’s practiced by all traditional banks. Fortunately, the bank is kind enough to give you a measly .01% interest on your money. Maybe you put your money into a really good money-market savings account and get a little more than 1%.

With current inflation being 5% or higher, your cash is literally melting away in value as you store it with a traditional bank.

Traditional Banks vs. Crypto Banks

Traditional banks are making massive profits from your money because they have all the power and you don’t. These archaic, brick and mortar banks pay themselves first and you second with your money. #Rude

Bitcoin and other cryptocurrencies allow the user to exchange money without a third-party such as a bank or a government entity. This is how banks should be in the year 2021.

This means crypto puts the power back in the hands of you, the people. When you let a crypto bank hold your money, you make interest FIRST and the crypto banks make interest second. This is how it should be.

I make 9% interest on savings with Voyager and Celsius, yet some people who haven’t researched this might say it sounds too good to be true. The real truth is, we are just so used to banks robbing us blind that we don’t expect higher interest rates.

Crypto banks such as Voyager and Celsius have significantly lower overhead costs than brick and mortar banks. This is why they can afford to pay you a more fair interest rate on the money you store with them.

What are stablecoins?

A stablecoin is a cryptocurrency that is usually pegged to what is considered a more stable asset. One of the most popular stablecoins (and the stablecoin I use the most) is USDC. The USDC coin operates on the ethereum network. It is pegged to the US dollar.

1 US dollar will always = 1 USDC.

No matter what the crypto market does, up or down, 1 USDC coin will be worth $1.

Why should you have stablecoins?

A person may use Stablecoins for various reasons.

1) Stablecoins are faster than traditional banks. It should come as no surprise that traditional banks and crypto banks do not play well in the sandbox. Stablecoins, make on and off ramps very fast. The process of buying coins from your bank or selling coins and putting the money back in your bank can be very time consuming. Stablecoins are instant.

2) Stablecoins are the best dry powder! I don’t do many trades as I believe that dollar cost averaging is the best strategy. However, I do like to have a certain amount of money set aside in stablecoins. Any time there is blood on the streets, the crypto market takes a deep dive in the red, you can be certain I am buying great crypto coins at a discount.

3) Stablecoins make 9% interest! This is honestly my favorite thing about stablecoins. I like to leave my emergency funds completely in stablecoins for this reason. I have half of my emergency fund on Voyager and the other half of my emergency fund on Celsius. I do this to help mitigate risk and protect my assets.

What are the risks of using stablecoins?

There are two primary risks with stable coins.

1) If the crypto bank (Voyager or Celsius) goes under. This scenario is very unlikely as both of these companies have insurance protocols to keep your funds extremely safe.

2) If the US dollar collapses. This is a scenario that is hopefully unlikely, too. If your stablecoin is pegged to the dollar, 100 USDC will always = $100

What is the best stablecoin?

As mentioned before, I really like the USDC coin. The coin is partnered with Coinbase, which is a company that is known for complying to US government regulations.

Whatever you do, please never use Tether (USDT). Tether is considered a shady and unethical company that has been accused of printing more stablecoins than they had reserves to back them.

What apps should I use to earn interest with stablecoins?

Here are the two apps I both use and recommend:

#1 Choice // Voyager *Earn 9% APY on your USDC with Voyager *Voyager Promo Code: Download the app and buy $100 of BTC to get $25 free Bitcoin. *Use code 1AE3C8 or this link to claim your BTC: (https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8)

#2 Choice // Celsius *Automatically make 8.88% interest on your USDC. *Join Celsius Network using this referral code 1866831288 when signing up and earn $50 in BTC with your first transfer of $400 or more! https://celsiusnetwork.app.link/1866831288

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About the Author

Derek McCloud, M.Ed has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel.

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*Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

*Using referral links in this blog will offer you incentives as it also helps this blog stay alive.

Did you know that the US dollar has lost 96% of its purchasing power since 1913 when central banking took over? The US dollar is currently experiencing even higher inflation or purchasing debasement due to the reckless and unaccountable money printing by politicians and central bankers. The purchasing power of the dollars we work so hard to obtain with blood sweat and tears are worth less and less every day.

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The Federal Reserve has gone on the record to say that they are willing to print unlimited money. People are now searching for ways to hedge against inflation in order to protect their wealth from debasement and obtain financial freedom.

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Satoshi Nakomoto created Bitcoin in 2009 to fix this monetary problem. Bitcoin makes it possible for people to send money from one person to another without a third party such as a bank or government. There will only ever be 21 million bitcoin and never any more.

Bitcoin was not designed to make you rich. Bitcoin was designed to make you FREE from a corrupt monetary system. However, massive amounts of wealth are often a side effect of being financially free.

“Bitcoin is the first and only money to perfectly pass the Five Critical Properties to Money.” ~Robert Breedlove (Economic Guru)

Let’s consider these five principles.

1) Bitcoin is perfectly DIVISIBLE. You can divide Bitcoin as small as necessary to purchase a candy bar or something else that is cheap. While Dollars are easily divisible, Gold is NOT as easily divisible. If an item is cheap, such as a candy bar, it is unlikely a person would try to shave gold dust off of a gold bar to pay for an item.

2) Bitcoin is perfectly DURABLE. It is estimated that a dollar bill can last up to 6 years before it falls apart and a new one must be made. Bitcoin can last forever as it is based on math and digital code that cannot be destroyed. Gold coins can even break or lose value from wear and tear.

3) Bitcoin is perfectly RECOGNIZABLE. Using blockchain technology, Bitcoin cannot be counterfeited ever. It is very easy to determine if a Bitcoin is real or not. Dollar bills are sometimes counterfeited where it is hard to tell if they are real or fake. Gold can be gold plated or mixed with other metals.

4) Bitcoin is perfectly PORTABLE. With a click of a button, you can send billions and billions of dollars worth of Bitcoin around the world at the speed of lightning without the need of a bank, government, or third party. This is absolutely revolutionary! Consider this, in order to move gold or even massive amounts of dollars around the world, you need security guards, a vault to store the gold or dollars, vehicles to transport the gold or dollars, etc. This is all very expensive.

5) Bitcoin is perfectly SCARCE. Gold has perceived scarcity. Gold is scarce but not fixed. Two-thirds of the gold supply has been mined since 1950. As the price of Gold goes up, people find new ways to mine it. Bitcoin has actual scarcity. It is the hardest, soundest money we have ever known. No technological breakthrough can change the supply of Bitcoin. There will never be more than 21 million Bitcoin.

Ready to buy some Bitcoin! In my opinion, the best and easiest way to do that is through Voyager, a publicly traded crypto exchange that gives you 6.25% APY on your Bitcoin.

Voyager Promo Code: Download the app and buy $100 of BTC to get $25 free Bitcoin. Use code 1AE3C8 or this link to claim your BTC: (https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8)

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Bitcoin has the Strongest Network Effect and Is Here to Stay

Throughout history, the most tradeable thing in a place will become money.

1) In prisons, a highly bartered item is cigarettes. 2) In ancient Africa, glass beads were considered rare and valuable and traded as such. 3) People have used salt and cattle as money based on the technology of that day and age.

After considering the Five Critical Properties to Money, (Money must be Divisible, Durable, Recognizable, Portable, and Scarce) it is clear that Bitcoin is now our most tradeable money. BTC is more tradable than gold or US dollars.

Bitcoin is Gold 2.0

The market cap, all the value of Gold combined, is worth 10 Trillion Dollars. The market cap of Bitcoin is currently around 1 Trillion Dollars. When Bitcoin soon reaches the market cap of gold one Bitcoin would be worth $500,000 a coin or more!

The more you study Bitcoin, the more a person can confidently invest in it.

It is unlikely BTC will be replaced by another new cryptocurrency for the same reason Wikipedia, Google, or social networks like Facebook cannot be replaced. Once a network gets strong enough it takes deep roots into the fabric of humanity. Watch Andreas Antonopoulos’ lecture on why Bitcoin is the next Bitcoin for more information.

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The BEST strategy to financial freedom couldn't be more clear.

1) Dollar-cost average into Bitcoin. Buy a little bit of Bitcoin every day, week, or month. 2) Earn interest on your BTC (see link below) 3) HODL (Hold on For Dear Life) Think long-term with your investment.

Invest in Bitcoin!

1st Choice... Voyager! (US only) 🎉Earn 6.25% APY on your Bitcoin with Voyager 🎉 Voyager Promo Code: Download the app and buy $100 of BTC to get $25 free Bitcoin. Use code 1AE3C8 or this link to claim your BTC: (https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8)

2nd Choice... Celsius! (World Wide) Automatically make 6.20% interest on your BTC. Join Celsius Network using this referral code 1866831288 when signing up and earn $50 in BTC with your first transfer of $400 or more! (https://celsiusnetwork.app.link/1866831288)

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About the Author

Derek McCloud, M.Ed has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel.

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*Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

*Using referral links in this blog will offer you incentives as it also helps this blog stay alive.

*Robert Breedlove inspired many of the thoughts in this essay.

*Check out our store and buy some crypto merch to help spread sound money awareness to the world!

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By Derek McCloud, M.Ed

There are so many apps for buying cryptocurrency today, so how do you choose the right one?

Here are 20 reasons why I believe the new Voyager App is the best on the market. I have also included 4 cons about the app because I owe it to you to give you my honest feedback!

Here we go!

A) Voyager is by Far, the Most User-Friendly Crypto App

1) Voyager is easy to use! The app is sleek-looking and super intuitive. This ease of use will make buying and selling crypto so much easier and in turn, promote widespread adoption of cryptocurrencies as a daily use currency. It’s the only app thus far that I haven’t had to make tutorial videos for my friends to learn to use.

2) You can link your bank account through Plaid easily and securely. I wish other apps did this. It can often be quite challenging to get banks and crypto to connect to each other efficiently but with Plaid, it’s very fast and simple.

3) You can download the app, sign up, and start trading in under 3 minutes. (75% of people can get the app working this quickly. People who are not automatically accepted will be reviewed by a person. Do not make any typos when signing up so you don’t delay the process.)

4) You can purchase over 50+ crypto coins through the app. You don’t have to do anything fancy to buy the hard-to-get altcoins.

5) You can dollar cost average easily through the app. I like to buy $10 of Bitcoin every day (no matter what the market is doing. Click this link for an explanation. I’ve made huge profits over time using this investing strategy.

6) There are ZERO fees for buying or selling crypto. It is completely free to buy and sell crypto! (However, like most crypto apps, there is a small “spread fee”, see my notes under the “Con” section below).

B) Voyager is Led by an Elite Dream Team

7) The CEO is Steve Ehrlich, former CEO of Etrade and other super successful companies. If you ever hear Ehrlich speak, his message is quite compelling. Unlike the other Crypto CEO’s, he is very charismatic and charming. You will hear a lot from him in the future.

8) One of the co-founders was the former CTO of Uber, a technology that changed the world forever! Uber y’all...Let that sink in!

9) Voyager has grand plans to be the best at customer service. Currently, this is quite lacking in the crypto space. You can email them at support@investvoyager.com, and they will reach back in a timely manner. I’ve already done this three times to test them out.

C) Voyager’s Native Token, VGX will likely 10x or more

10) VGX is the native token of Voyager. Voyager has a new loyalty program it’s implementing. You can receive interest boosts and other great rewards simply by holding more VGX tokens.

11) Voyager is currently only offered in the US but it has plans to become a worldwide app. This means more users around the world will buy VGX.

12) Voyager has a Debit Card and Credit Card in the works. VGX will be a reward for using the cards. Think of it like the “cash back” you’ve heard of with credit cards. This will likely increase the value of VGX substantially. #Winning

According to Steve Erlich, the CEO of Voyager, you will be able to use your debit card/ Voyager routing number to get crypto back on all of your bills, including your mortgage.

********* *Many investors, myself included, believe that VGX will soon be worth $30 a coin. Voyager has had some of the fastest growth of any crypto app on the market. Similar utility tokens such as CRO, BNB, and FTX have all had major growth. Therefore, it is reasonable to expect VGX to also perform well in the future.

If you take the circulating supply of VGX and put the company at a $10 Billion market cap, a $30 VGX coin is very realistic.

The better Voyager performs as a company, the higher the VGX token will rise. In addition to that, the more VGX tokens you have, the more rewards and perks you will receive inside the app.

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D) Voyagers Interest Program Is The Industries Best Hands Down

13) It's very hard to find any app that pays you more in interest on your Bitcoin than Voyager. (They pay you up to 6.25% if you have the VGX boost). Do you realize how awesome this is?

14) Interest accruement starts automatically once you have the minimum amount of crypto for each coin. You don’t have to lock or stake your crypto. #EasyPeasy

15) You can earn 9% interest on the Stablecoin USDC. I am saving my emergency fund for my newborn son in USDC tokens in the app. USDC is a token that is tied to the US Dollar. Most regular banks give you 0.25%. What a rip-off!

E) Voyager Has Other Features That Are Just Wonderful!!!!

16) Voyager is one of the first crypto companies that was publicly traded on the stock market. For this reason, they have a lot of accountability from their investors to create an elite and successful app.

17) Your USD in the app is FDIC insured up to $250,000. Also, a large portion of Voyager’s crypto assets are stored in a state-of-the-art ledger that is also insured.

18) Voyager is the only app that I’ve used that easily tells you your profit and loss while investing. I absolutely love this feature and wish all crypto apps had this.

19) The app promotes crypto-financial literacy. It will send you daily updates of the crypto news. It will also give you a crypto market analysis that is very well written.

20) Voyager has plans, that if successfully executed, will likely make it the number 1 crypto app in the world! This will only further increase the value of their token VGX.

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Ready to sign up for Voyager?

Here’s A Great Voyager Promo For You Voyager Referral code, get $25 when you invest $100: 1AE3C8 https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8

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Here are the Cons of the Voyager App

1) The spread fee is an average of .5% according to the calculations I made. This means for every $10 of Bitcoin you buy, you are paying five cents to the app for the purchase. This is not a big deal in my opinion, especially if you consider how much money you will make in interest from the app. (Some may argue that there are other apps that may give you a cheaper spread fee, but I have found their interest is often nowhere near as high as Voyager’s.)

If you have enough VGX tokens to join the VLP (Voyager Loyalty Program) you will be able to reduce the spread fee even more!

Watch this video about why the spread of Voyager is negligible for more information.

2) There is no coin to coin trading. For example, if you want to turn your Ethereum into Bitcoin. You must first sell your Ethereum and then buy Bitcoin. It is just one extra step.

3) Voyager is experiencing some growing pains. The app has grown so quickly that they sometimes need more time to scale. During high traffic times in the market, sometimes withdrawals and deposits can take longer than normal. In addition to this, their customer service might take longer than normal when they have a lot of inquiries. I have had friends get approved for the app in under 3 minutes. I have also seen friends wait a week or more to get approved. I expect these issues to be solved in the near future as Voyager hires more and more high-end talent for their app.

About the Author:

Derek McCloud has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel.

Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

Using referral links in this blog will offer you incentives as it also helps this blog stay alive.

Sign up for the Voyager App here:

Voyager Referral code, get $25 when you invest $100: 1AE3C8 https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8

Do you want to know the number one reason people don’t invest in Bitcoin or any other crypto for that matter?

Most people do not fear that Bitcoin will be hacked. Bitcoin has proven to be very secure over the course of 12 years as it’s ledger system is both online and offline.

Most do not worry about the volatility of the price of Bitcoin. If you zoom out, it is clear to many investors that the future price of BTC will continue to raise higher and higher over time. A $100k BTC or even a 1 Million Dollar Bitcoin is a realistic price prediction when looking at stock to flow charts.

There really is no excuse to not buy Bitcoin anymore. It is beyond easy to do with great companies such as Voyager (My new favorite crypto app).

The real reason some people haven’t bought Bitcoin yet is because they fear the government will somehow ban or hurt Bitcoin as an investment.

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However, is this fear even reasonable in the United States?

Let’s consider some simple facts:

1) Many senators, congressmen, and other people in high positions of power are already pro Bitcoin.

2) Half of America will own crypto in less than a year. Coinbase is growing by over a million new users a week. It would be a political disaster for anyone who would try to ban crypto against so many voters.

3) It is realistic that many central banks will soon adopt Bitcoin. Just like central banks used to back their money by gold to provide value, it is reasonable to expect that central banks may soon back their fiat money by Bitcoin (the new gold).

If Bitcoin were to be squashed, the time to do that would have been in the very early stages. This ship has sailed away years ago. Bitcoin has become too powerful to stop.

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Andreas Antonopolous has explained Bitcoin with the easy acronym of R.I.P.C.O.R.D. Bitcoin is: Revolutionary, Public, Collaborative, Open, Resistant, and Decentralized.

A digital gold rush for Bitcoin is underway. Although some investors have feared gov’ts might try to ban Bitcoin, it is my belief that gov’ts will actually push the price higher of Bitcoin as they race to own more than other countries.

Bitcoin has become the internet 2.0. It is a technology that will benefit any country that adopts crypto. Also, consider all the money the gov’t will collect from taxes on crypto. BTW. I use Taxbit now to help me pay my crypto taxes.

If you want more info about how the US gov’t will most likely support Bitcoin and not ban it, consider watching this debate by Michael Saylor vs. Frank Giustra.

How to buy Bitcoin!

If you are ready to buy some Bitcoin, there is a Voyager Promo right now. Download the app and buy $100 of BTC to get $25 free Bitcoin. Use code 1AE3C8 or this link to claim your BTC. Voyager users are FDIC insured up to 250k USD. https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8

About the Author

Derek McCloud has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out Derek's YouTube channel.

*Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

By Derek McCloud, M.Ed

The Million Dollar Question, or should I say, the 16 Bitcoin Question is should you put some or all of your crypto in an interest-bearing account or store it offline on a cold wallet?

A cold wallet is when you store your crypto’s keys offline. Many traditional crypto investors will say this is the safest way to store your crypto. And they are right (technically). Your crypto is absolutely safe on your offline wallet as long as you 1) don’t lose your hardware wallet or stored keys (cold wallet), 2) protect it from being damaged by water, fire, and thieves 3) don’t lose or forget your password.”

*For more information about the benefits and usage of cold wallets check out Jake Snow's blog post.

If you are anything like me, I lose my car keys and my wallet at least twice weak. “Honey, have you seen my keys?” “Babe...where is my wallet?”

Just this fact alone makes me choose to use a hot wallet because I don’t want to store a massive amount of wealth on a ledger and lose it. Consider the man who threw away a hard drive with over 7,500 Bitcoin on it.

Or the guy who can’t remember his password to his ledger that has 7002 Bitcoin on it. At the current prices of around $60,000 each, that’s over 420 million dollars worth! DON’T be like these guys.

My friend Bryce said it this way, “Accidental self-sabotage from overcomplexity is the most common cause of losing crypto.”

A much simpler method of storing your crypto is using a hot wallet or storing your crypto with a crypto bank. A hot wallet is already online and you can buy or sell crypto immediately while using the app of your choice. When your crypto is stored with certain crypto banks, you are able to earn up to 6% interest or higher on your digital coins.

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Think about the last time you went to a “normal” bank. I know, Covid and such, but TRY to remember back in the past. You go to the bank, you see several people with nice suits and dresses on, a secure building, maybe a police guard and other things that must surely cost a TON of money. How do they afford millions in overhead costs per bank? They do that because they are making a killing off of you storing your money there. If you give the bank $1,000, they are investing $900 of it and keeping the $100 just in case I need it. This is called fractional reserve and it’s practiced by all traditional banks. Fortunately, the bank is kind enough to give you a measly .01% interest on your money. Maybe you put your money into a really good money-market savings account and get a little more than 1%.

Traditional banks invest your money and make a fortune off of you.

When you store your Crypto with Celsius, BlockFi, Crypto(dot)com, or Voyager those banks are giving you 6% interest or higher on your crypto. These online banks have low overhead costs and can afford to do that.

Basically, consider this, my wife desperately wants a NEW car. In order to buy my wife a new car, will I cash out my Bitcoin, heavens NO, you HODL that stuff till we hit the moon!!

NEVER ever sell your Bitcoin until you reach your financial goals. #HODL (Hold On For Dear Life)

Q: Do I get a loan from the bank? A: NO, the banks are going to steal from you and laugh at you while they do that.

Perhaps, the wisest thing for me to do to buy a car for my wife is to get a loan off of the crypto that I do have and pay around 1% interest on it. Honestly, I don’t need banks anymore. Now, I AM THE BANK. With crypto, I can call the shots and just use my crypto as collateral for things I want/need.

This is just one of the many ways crypto banks are making their money and why they can give you 6% interest or higher on your crypto.

(Update since I wrote this blog.) Here is the car I bought my pregnant wife using my Bitcoin as collateral. This is a dream come true for us! <3 name

What are the risks of storing your crypto in an interest-bearing account?

#1 The crypto bank goes under or gets hacked. Fortunately, the crypto banks I am recommending are “insured” (they are not FDIC insured or insured by the gov’t, but they do have insurance from private companies. These crypto banks usually have enough resources offline and online to reimburse you should a tragedy befall you or the crypto banks.)

#2 See risk number 1.

Conclusion: There are risks involved whether you choose to invest in crypto or choose not to invest. The US dollar is losing value/ purchasing power as we speak due to inflation while the price of Bitcoin is going up due to scarcity and there only ever being 21 million bitcoin.

There are also risks storing your crypto on a cold wallet (you could lose your password, the ledger, or the ledger could get damaged) and there are risks storing your crypto on a hot wallet (the bank could fail and not pay you back).

While I consider the risks and opportunity costs, I personally feel your safest and wisest investment is to buy some Bitcoin every week (rain or shine), and store your Bitcoin in three or more interest-bearing accounts. Why multiple accounts? There is safety in spreading your coins out among banks. God forbid if one bank goes under, you at least have your crypto available in the other banks. Don’t forget, these crypto banks have some massive security protocols, “insurance” if you will, and it is in their best interest to treat you, the customer, very well.

I have vetted these companies below myself and I use them weekly. I am not a sponsor, but wish I was. I just like these companies and their customer service.

Earning interest on crypto has become my bread and butter investment strategy.

*I spread my crypto out among five specific crypto apps to help mitigate risks, get the maximum amount of FREE crypto, and also be able to move my crypto around easily when needed. *Whatever the highest interest rate is, I will take advantage of those offers with the proper amount of Bitcoin. *For example, it makes sense to put $10,000 of BTC in FTX to take advantage of their 8% interest rates…but it does not make sense to hold more than that on that specific app.

#1 Choice /// Voyager -Super Easy App to Use. Download the app and buy $100 of BTC to get $25 free Bitcoin. -Use code 1AE3C8 or this link to claim your BTC. Make 5.75%– 7.25% interest on your BTC depending on your VGX holdings. https://voyager.onelink.me/WNly/referral?af_sub5=1AE3C8

#2 Choice /// Celsius -Automatically make 6.20% interest on your BTC up to .25 BTC. It’s 3.05% interest after that. -Join Celsius Network using this referral code 1866831288 when signing up and earn $50 in BTC with your first transfer of $400 or more! https://celsiusnetwork.app.link/1866831288

#3 Choice /// FTX -Trade Bitcoin and other cryptos with zero fees on FTX. Use the referral code and get a free coin when you trade $10 worth. -Referral code 17352180 -Make 8% interest on your BTC up to $10,000 worth. It’s 5% interest after that. https://link.blockfolio.com/9dzp/9412a5fd

#4 Choice /// Crypto(dot)com -Make up to 6.5% interest on your BTC (when you have the Jade Green Card) or 4% interest with the Ruby Steel Card. -Get $25 when you apply for Ruby or Jade Card. -Referral code: tqg3f3uvj8
https://crypto.com/app/tqg3f3uvj8

#5 Choice /// Blockfi -Make 4.5% interest on up to .01 BTC. -Use this referral code and earn $10 worth of BTC after depositing $100 or more. -BlockFi is really best for their credit card that gives you 1.5% BTC back on all purchases. 👉 See video here about their credit card. https://blockfi.com/?ref=83f569de

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“Two Player Mode”

Once you have taken advantage of all of the free crypto out there, if you share finances with a spouse or significant other, you can enter “Two Player Mode.” I use my wife’s phone to sign up again for every promo and crypto app bonus I can think of. It feels like it’s raining crypto here at my house.

For example, use this referral for a $25 sign up bonus with Voyager. Then use your referral with your s.o. for a $25 bonus (and you get a $25 bonus for sharing the link). This is a total of $75 of sign up bonuses for just one app. How neat is that?

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About the Author

Derek McCloud, M.Ed has a master’s degree in education which helps him simplify complex ideas like crypto and explain them in ways that the masses can understand. He is passionate about Bitcoin and crypto because it can provide financial freedom to those who invest wisely. He hopes that people who make massive amounts of money from crypto will help him have fresh water wells dug around the world for those in need by the year 2025. To learn more about crypto and joy, check out his youtube channel.

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*Nothing in this document should be considered financial advice. Do your own research. Only invest what you can afford to lose.

*Using referral links in this blog will offer you incentives as it also helps this blog stay alive.